You are finally ready to take your first step on to the property ladder and are now faced with the often daunting task obtaining your first mortgage. This should be a fun and exciting time in your life but the mortgage market can seem complex, confusing and stressful. McNamara & Associates can help remove this stress by guiding you through the mortgage process using plain English.
McNamara & Associates can help you answer the many questions that you will have such as:
|
How much can I borrow? |
|
|
|
Which lender should I use? |
|
|
|
Should I take a fixed rate mortgage or variable rate mortgage? |
|
|
|
What are the first steps in obtaining a mortgage? |
|
|
|
What is the maximum loan available to me? |
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: The cost of your monthly repayments may increase – If you do not keep up your repayments you may lose your home.
|